Loans

Whether your need is for short or long-term financing, Sun National Bank delivers the lending power your business requires. Count on us for flexible terms, quick execution, and multiple lending options. Come in and talk to us about your specific situation. We'll customize a credit solution that matches your way of operating.  Contact a Business Banking Relationship Manager today with any questions.

• Business Term Loans
  If you are looking to purchase equipment, renovate a facility or have other one-time financing needs, we can create a customized term loan that meets your needs and budget.  Act now.
   
• Business Lines of Credit
  Our Business Lines of Credit provide access to short-term working capital that can support a variety of cash flow needs, including accounts receivable turnover, seasonal fluctuations in inventory, or other areas specific to your business. Act now.
   
• Commercial Mortgage
  Whether you are purchasing or constructing a new property, expanding an existing property or simply looking to fund working capital, we offer a variety of commercial mortgage and construction lending options.  Act now. 

• Malpractice Insurance Premium Financing
  Manage the high costs of medical malpractice insurance by spreading the payments: 
  • Rate discounts when payments are automatically deducted from your Professional checking account
  • 100% financing available
  • Fixed-rate term loans with ten equal monthly payments
  • Simplified application process

Act now. 

• Professional Line of Credit
  Meet cash flow obligations and automatically cover overdrafts and cash flow shortages by linking directly to your Professional checking account:
  • Rates as low as 4.75% APR
  • No annual cleanup requirement or prepayment penalties
  • Automatic replenishment of available credit as you repay your Professional Line of Credit

Act now.

• Healthcare Equipment Financing
  Get access to capital for equipment, surgical centers and ambulatory care, and: 
  • Flexible terms and fixed rates
  • Free up working capital
  • Tak up to 100% financing on equipment 

Act now.

• Small Business Administration (SBA) Loans
  As an SBA Preferred Lender, Sun is committed to helping businesses grow through an array of government-guaranteed SBA loans or lines of credit. Act now.
   
• Credit Card
  Help facilitate your business purchasing for you and your employees by taking advantage of Sun's Platinum Plus MasterCard® Credit Card
  • No annual fee
  • Promotional 0% APR (on balance transfers for 9 months)
  • High credit lines - create working capital instantly
  • Free additional cards for your employees - you can set their individual credit lines so you can control how much is spent
  • Card financials online - secure access to online account information and reporting 24 hours a day
  • Important tax benefits - interest on business expenses may be tax deductible
  • Employee misuse insurance protection
  • Click here for more information and to apply online. 

Act now.

• Leasing
  We know you rely on technology to get the job done. But, in the world we live in, technology that's here today...is gone tomorrow. Sun's Equipment Leasing program allows you to stay with the times, while improving your productivity and saving you money because you may experience significant financial and tax advantages by leasing new machinery and equipment instead of purchasing.  Our leasing specialists can structure the lease to meet your individual needs whether they are to preserve cash, conserve working capital or expand your business without overly expanding your debt. With Sun's Equipment Leasing program, you get:
  • 100% financing
  • A quick response to your leasing needs
  • Convenient and flexible leasing arrangements
  • Timely and friendly customer service
  • Freedom to grow and change your business without being tied down to equipment or technology
  • To choose between a lease or line of credit